The card can only be used in Argos stores to purchase goods of whatever value. Your credit limit and remaining balance can be found on your statement, on the App or by logging into this website. Enter the Valid Thru date on the front of the card in the Expiry Date box. When you get to checkout your shopping cart (online) you put the details in where it says 'use a gift card'. Why am I being told that my details can't be found when I am trying to register? This website will work on all commonly used browsers - Chrome, Microsoft Edge, Safari, Firefox - and on most devices (PCs, iMacs and Macbooks, iPhones, iPads, Android phone and Android tablets, Amazon Fire tablets). Why is logging in so difficult? Your discount is applied automatically when you have your chosen amount on the card. If the date has been and gone then we cant replace it for you (sorry). Is Currys part of Argos? As outlined within our complaints procedure, if youre unhappy with our final response to your complaint, you can ask the Ombudsman for an independent review. Thats why we urge anyone who receives one to double-check the expiry date shown on them. You just need to make sure the card number starts with 10000 and youve got a 4-digit security PIN. Please contact us if you are having repayment difficulties. See more about this deal at Argos . How can I get help with paying my Normal Credit balance? To help you to stay within your credit limit, we'll send you a text reminder when you've used 95% or more of your credit limit. OFF. Then, its a case of adding how much you want to your chosen card. Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. What's a Plan Ref? Please be aware that there are also many similar debt management businesses that will charge you for their services. It also prevents Persistent Debt from becoming a long-term problem for you. Whenever you ask for a new credit limit (either an increase or decrease) we look at a number of things before we can change it. Save Now: 25% off Selected Outdoor Toys & Sports. In-store Lloyds . Double check the message you've sent to make sure it matches the instructions we've given you, as the system we use can't register your request properly if there's things like spelling mistakes or if you've typed the wrong number. If we've not been able to do that by the end of the third business day after we've received your complaint, we'll communicate to you to acknowledge this is being investigated further. Currys Business are pleased to offer windows 10 & 11 business laptop deals on a wide range of manufacturers such as HP, Lenovo, Dell, Acer, Toshiba and many more You also have the option to opt-out of these cookies. How Deferred Interest is included as part of your Minimum Payment? If your email address is not correct then you'll need to give us a call. Can I use my Argos Card in any other stores? Go to, Provides free, confidential debt advice in each council area throughout Northern Ireland via an online chat service and by phone. This is for your security - the addition Card holder is using your credit, so if we allowed them to manage your account then they could request new credit limits (and affect your credit rating), miss payments, change your address, turn off your statements etc, which is why we urge only the main Card holder to look after the account. To find out more, please refer to the terms and conditions of your card. If you have chosen a physical card, you can top it up through the Edenred site again and wont have to wait for a new one to be sent. We take your financial circumstances into consideration as well as some other information about your account. Yes - you can use your Argos Card to buy groceries, Tu Clothing, Homewares, Electronics basically anything thats stocked in Sainsburys and Sainsburys Local stores. U cant use ur Argos discount online its only allowed to use in store. Representative 34.9% APR Variable. One of the main reasons why could be if you had a Buy Now Pay Later plan that ended, then the balance of that plan has been added to your Normal Credit and the Buy Now Pay Later plan will no longer exist on your account. The amount of interest on an Argos Card balance is calculated monthly. - Manage your account in one easy place. tula tungkol sa magsasaka at mangingisda; greenwood, bc real estate; Apply these Currys PC World or something can i use my argos card in currys pc world looking at computers how grant. To maintain a quality of service, calls may be monitored or recorded. If you've got a Normal Credit balance, the interest that might be charged from that is included in your estimated interest figure. We are committed to resolving your complaint to your satisfaction and hope that together we can reach an agreement. Any remaining balance will be moved onto a Normal Credit plan and you will then be asked to pay at least the minimum monthly payment until your balance is paid off. 12 if you do not make your minimum payment on time; 12 for a returned payment, for example, a failed Direct Debit. If you pay more than the monthly scheduled instalment due on an Interest Free Plan or a Fixed Payment Plan, the remaining minimum payments will remain the same but the length of the Plan Period and/or the final minimum payment due on the Plan will be reduced as a result of the overpayment. If you've entered your login details incorrectly three times then your myargoscard.co.uk account will be locked for 30 minutes, at which point you can try to log in again. The Financial Ombudsman Service exists to help resolve complaints and disputes as an impartial adjudicator, within the existing law. If you pay off your Plan before the end date, no interest will be charged if you keep your account up to date. If you can't pay double the minimum each month, paying any amount more than the minimum will help. Argos Limited who is authorised and regulated by the Financial Conduct Authority as a credit broker (713206), and works exclusively with Argos Card Lender, Home Retail Group Card Services Limited trading as Argos Card and Argos Financial Services, who are authorised and regulated by the Financial Conduct Authority to provide credit (716148). Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors. This useful guide from UK Finance offers further help and advice. I've received a letter from you asking me to choose from some options. Give us a call on 0345 640 0700 to discuss this in confidence. In-store Lloyds Pharmacies. If you've forgotten your login details and you enter any account verification details incorrectly when we ask for them, your account will be locked for 4 hours. How quickly is it set up? There's a range of options we can look at to suit you. I've forgotten my login details. I am a big fan of the Blue Light Card, which has saved me a lot of money over the years. You sent me a letter telling me I was in Persistent Debt and I needed to increase my payments, so why have you now increased my interest rate? The Argos Card lets you shop at Argos, with flexible payment plans that give you longer to pay. Your Login ID is the unique username you chose when you registered for myargoscard.co.uk (it's a bit like a username). I made a payment to a plan but the payment has gone towards a different plan. Before shopping at argos.co.uk please make sure you have enough cash on your One4all card to pay for all the items in your trolley, as you wont be able to able to use a second form of payment. Check the back of your latest statement for all the ways that you can make a payment. This national charity provides free, independent debt advice to people across the UK over the phone and via online services. Some abbreviations, institution names and definitions in the banking and finance world can be confusing. The Potential Deferred Interest will be shown as soon as your plan appears on your Statement. You can use any type of Argos Gift Card online, as well as in-store. If you're on a mobile device, make sure your signal is ok and that you have the data available to download a PDF (they're about 400KB each). Can I change my Direct Debit from Minimum Payment to Full Statement Balance or a Fixed Amount in the future if I need to? You can also use your Argos Card to buy fuel at Sainsburys petrol stations, excluding Pay At Pump and to purchase any goods at Sainsburys petrol station convenience stores. Have I done anything wrong if I receive a letter about Persistent Debt? A Blue Light Card unlocks exclusive discounts for the NHS, emergency services, social care sector, and armed forces, as well as other workers. Currys and PC World. * These organisations all have different opening hours which may vary, so check their websites for details. What happens next once I've confirmed my choice? This is because even though previously banned scammers can't comment on posts in r/giftcardexchange they use tricks to make their direct messages look like post comments in your inbox. Does my Argos credit card have a PIN number? Although there's no charge for having an Argos Card account we may charge: The above charges are referred to in your Argos Card Terms & Conditions as 'Default Charges'. Your statements are stored in 'View statements' on the left-hand side when you log in. Just a couple of notes if you're thinking about changing your Direct Debit details: What day is my Direct Debit taken? Please take a look at our dedicated help page for more information. This cookie is set by GDPR Cookie Consent plugin. You just need to make sure the card number starts with 10000 and youve got a four digit security PIN. Open the link and your statements will appear at the top of the page. Our physical Gift Cards are usually valid for 3 years, and our eGift Cards are usually valid for 2 years. If we ask you to call us, please do call as soon as you can - 03456 400 700 . However, if we do need to contact you we will ask some security questions before we can access your account. Payments can sometimes take up to 5 working days to show on your account depending how you make the payment (see here for more info). If you wish to make a complaint you can do so by making contact through any of the channels listed here: We hope to resolve issues as soon as were informed. If you have any difficulties making your payments please contact us on 0345 601 0798 as soon as you can so we can help you. These services are offered by Visa and MasterCard, in association with the bank that has issued your credit / debit card. Its a simple way to pay for your online Argos shopping. 10 Rewards = 10 Argos eGift Card + 5% Rewards. Editor, Marcus Herbert. Why do you need my contact details? Free Argos vouchers. What on earth does that mean? Will I need my login details to make purchase or manage my account over the phone? You can only change your payment/statement date a limited number of times. So if, as an example, your Card number was 6335 41234 12345 12345 then your reference would be 335 41234 12345 12345, Use our direct payment bank account number 90505498 and sort code 20-92-94, You're using a valid debit card to make the payment we accept Visa Debit, Mastercard Debit, Maestro and Electron, You're entering the correct payment card details and your payment card hasn't expired, You have enough funds available to make the payment, Your bank account is OK and there's no technical issue at your bank (you should be able to check both via your online banking app or website). No - you can only register one Argos Card account on myargoscard.co.uk. Make the most out of your Online Account Manager. We simply need to warn you that if you continue to pay the minimum, you'd owe the debt over a longer period and be charged more interest during that time. You can make payments to the plan at any time - it's up to you. There are several payment plans that come with owning the Argos card. DIY retailer Homebase has announced plans to close 42 stores, putting about 1,500 jobs at risk. You can pay for your order in full with Gift Cards or gift vouchers. reasonable costs for enforcing the agreement, including any loss, costs or expenses that may be incurred in collecting money owed under this agreement; It's the amount of interest that you could be charged if you don't pay off the full Buy Now, Pay Later plan balance before the plan ends. you can use Zilch. What do I do if I'm struggling to pay my bills? What do I do? Then when you go into store, you can apply and pay for your stuff with an Argos Card. How to watch on TV and via live stream. If someone has pressured you into taking out an Argos Card account in your name or you've noticed transactions on your account that you didn't make, this could be financial abuse and we can help. Or visit the Blue Light Card website to order your gift cards. That's where prepaid cards from Edenred come in handy; a secure, efficient, and engaging way of paying out rewards and incentives. Yes, but remember that you will be charged interest from the date the withdrawal appears on your account, as well as an additional withdrawal fee (3% or 3, whichever is greater). This cookie is set by GDPR Cookie Consent plugin. Can I use my Argos card in Homebase 2021? You can contact our Customer Payment Solutions department by letter or telephone. We're sorry that you're considering closing your account. Unfortunately, no, Currys does not currently offer specific NHS discounts. "I would like to make a payment against specific plan(s) myself" - You can choose how much you want to pay against any plans that you have. If your card doesnt have a four digit PIN you cant use it online, but you can still use it in-store. Microphone / volume / playback & functions control. Find out all the ways you can pay including flexible credit and trade-ins. This interest will be backdated to the date of purchase. How do you tell your boyfriend how much you love him over text? Please keep to the arrangement you have made. Please call us on 0345 640 0700 if you need any further help. Graphics: AMD Radeon R7. Or, you can decide to spread the cost even further. Plus, you can buy everyday groceries at Sainsburys using an Argos Card (just like a regular credit card). What's Verified by Visa and MasterCard SecureCode? You will then need to checkout and pay for your discount card. Stopped using card ages ago and guess what you can't even access the app when you have a new phone. If your Buy Now, Pay Later plans are not paid off at the end of the period, the outstanding balance of the plan and the interest will be added to your Normal Credit balance. Necessary cookies are absolutely essential for the website to function properly. Can I cancel my Direct Debit? Find out more about Persistent Debt here. We will keep you up to date throughout while we are investigating your complaint, until we provide you with a formal response either via e-mail or letter. When you connect to our website, your session is encrypted. In-store Lloyds Pharmacies. Are you worried someone else is controlling your finances? Currys PC World supplies everything you need to run the state-of-the-art home, selling everything from coffee machines and cooker hoods to TVs and tablets. Depending on the payment plan one chooses, whether Simply 10 or pay in parts plan, the interest rate will vary. 50 Rewards = 50 Argos eGift Card + 5% Rewards. Touch device users, explore by touch or with swipe gestures. You can - just enter your Card number and expiry date from your final Argos Card. can i use my argos card in currys pc world. It's critical that we have current contact details for you - occasionally we might need to tell you about critical changes to your account (updates to your terms and conditions, changes to APR etc) and if we don't have your details then we can't contact you. This is so that you can either confirm that you're still able to make increased monthly payments, or so that you can let us know if your circumstances have changed. How is interest calculated on Buy Now Pay Later plans? If you need to send your payment in the post, please allow extra time for this to reach us. No, never. If you have a Buy Now Pay Later plan due to expire next month then we'll also include how much deferred interest might be incurred on it if you don't pay off any more of your balance. 4 Can I use One4all card online at Currys? We encourage all our customers to pay more than the minimum payment, as this will help you repay your balance faster and pay less interest. Can I pay off my Argos Card balance faster? The Argos card is issued by Argos (Home Retail Finance Group) and can only be used in Argos or Homebase. Discover incredible discounts with this offerArgos Discount Code - Selected Outdoor Toys & Sports items - Buy & Get Up To 25% Off. Yes, of course you can. Heres a look at the credit options offered by Currys, PC World and Argos, three of UKs leading retailers. What should I do? Where can I use my Argos Card? Alternatively, they can be used to partially pay, in combination with other payment types. So Visa Debit, MasterCard Debit and Maestro are accepted methods of payment but AmEx and MasterCard or Visa Credit are not. Just remember, if you do spend more, your minimum payment will increase and it will take you longer to repay the balance. If you can afford to pay off all the plans then you may want to consider clearing the balances. leave out the first number, which is 6. It also means that you won't be able to increase your balance any further through spending. B Barclays Diamonds . If we have contacted you for the first time about Persistent Debt on your account, we would suggest paying double the monthly minimum payment shown on the front page of your statement each month. Simple. Excerpts and links may be used, provided that full and clear credit is given to Household Money Saving with appropriate and specific direction to the original content. They should be able to help. Here is a full list of where you can spend Love2shop Gift Cards: A. Alton Towers Resort* Alton Towers Water Park* American Golf Antartex Village Argos. How will Brexit affect the services I receive for my Argos Card? Argos/Homebase A Cards If youve one of these gift cards and want to spend it at Homebase, sadly theres not a lot you can do. This cookie is set by GDPR Cookie Consent plugin. Valid until tomorrow. When will my latest statement appear online? Can I register an expired Argos Card so that I can manage my account? Click here to learn how to confirm transactions, leave feedback, and increase your flair score. HERE are the 35 places you can spend a Love2shop e-gift card: All Bar One. If you're still concerned about being able to repay your Normal Credit balance, give us a call on 03456 400 700 and we can discuss the options available to you. If you have a voucher or gift card you're unable to use or a firm is offering credit instead of cash for a cancelled or postponed good or service, here are your consumer rights. Its a simple way to pay for your online Argos shopping. Paying by HIGH STREET BANK, BUILDING SOCIETY or POST OFFICE Please allow 5 working days for payments to reach your account. Shop at Argos with flexible payment plans that give you longer to pay. Find out more on their website, A registered national debt advice and education charity offering free, confidential support and impartial advice to anyone worried about loans, credit and debt. An Argos Card is a store card with a credit limit that allows you to make purchases from Argos and Sainsburys and pay at a later date. Call us on 03456 400 700 to see how we can help. How much this discount will give you varies, but is usually anything between 3% and 7%. I've forgotten my login details. Use your own name and address for Billing . Argos Limited 2023. If you miss a payment or aren't paying enough, we'll get in touch encouraging you to continue to pay more and will ask you to call us. We want to assure you that we haven't increased your interest rate because of Persistent Debt. At the moment you can use your Love2shop Flexecash online and in store, however the Love2shop paper vouchers can only be used in store. How much should I pay each month? Interest is calculated based on the amount outstanding at the end of the plan from the date you took it out. Tap and Pay too. The One4all Multi-Store Gift Card can be spent in over 22,000 outlets, including Currys! There is no minimum purchase requirement to earn rewards, and rewards Argos card can be redeemed for cash back, Argos gift card . If you're on a PC or Mac you need a PDF reader to open statements (Adobe Reader is the most popular software for opening PDFs but there are others available). 30/3 month plan length = 10 charged each month for three months. Argos is a credit card offered by Capital One. Credit buying has however alienated the need to have to pay for an appliance at the time of purchase. Here's some information which may come in handy if you're unsure about how to do something on myargoscard.co.uk. Use a valid debit card (e.g. All you need to do is download the app and link your credit or debit card. If you've only recently opened your account then it's possible you may not have a statement yet. the 4-digit security PIN. If you don't respond to this communication, your account will be suspended and you won't be able to keep using your Argos Card. Whats the best way to pay for Argos online? You dont get one until youve been with the company 6 months then they dont give you a discount card. DSGi, or Dixons retail or whetever its called these days, will sell the affordable products at Currys and PC World. As the card can still be spent at Argos, its considered usable and youre not entitled to a refund. Can I change my Direct Debit from Minimum Payment to Full Statement Balance or a Fixed Amount in the future if I need to? If you want to check your statement urgently, you can do it on myargoscard.co.uk where we have your current and most recent statements. We like to remind customers that paying more than the minimum amount will reduce the interest charged and the time it takes to pay the balance which will help them to avoid their account entering Persistent Debt, which happens when they've paid more in interest, fees and charges than they have towards their original purchase. Don't forget to use the discount before it expires. I'm worried about being able to afford my repayments If you've missed a repayment to your Argos Card account, or think you might do, we want to help. Voucher. Use the last 18 digits of your Argos Card number (the long number across your Card) as your reference - i.e. Asda. +MORE. Pete is a full-time blogger and side hustler and has shared his ideas on making and saving money to over four million people. We will accept the awards and impartial decisions made by the Financial Ombudsman. You'll automatically receive these text messages if we have an up to date mobile number for you on our system. How will Brexit affect the services I receive for my Argos Card? The cookie is used to store the user consent for the cookies in the category "Other. How will I know when my Argos Card account is not in Persistent Debt? You can turn off your paper statements, and paper letters we occasionally send you, when you log in to myargoscard.co.uk or if you download and register on the My Argos Card App. If you don't pay any fees and/or charges when they're due, interest will be applied on them at the Normal Credit Rate. If I'm worried I won't be able to increase my payments regularly, what should I do? You can choose to pay the minimum contractual payment, a fixed amount or the full balance each month. How quickly is it set up? Take a look at my Airtime Rewards review to see how it works and all of the retailers listed. These cookies will be stored in your browser only with your consent. Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. If you only make the minimum payment each month, just before your payment date it'll take you 14 years and 8 months to pay off your balance.